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ParivaarCFOOne family. One financial future.

How it works

From your data to a brighter tomorrow

A simple, secure process to bring your household’s financial picture together.

  1. 1

    Give consent

    You’re in control

    Family members

    • Suresh(You)Shares bank data
    • KavitaShares income data
    • AnayaChild · no bank data

    Each household member chooses what financial data to share. You decide what to share and with whom.

  2. 2

    Connect accounts

    Bring in your data

    • HDFC BankConnected
    • SBIConnected
    • ICICI BankConnected
    Add another account

    Securely connect your bank, credit card, loan and investment accounts through Setu, an RBI-licensed Account Aggregator.

    Powered by Setu
    (an RBI-licensed Account Aggregator)

  3. 3

    Add context

    Fill in what’s missing

    • Household details
    • Travel
    • Healthcare
    • Education
    • And more...

    Tell us about expenses that aren’t in your bank data — like cash spending, rent, insurance, school fees, travel, and more.

  4. 4

    Understand together

    Get a complete picture

    We combine your consented data and context to create a single, secure view of your household’s finances.

  5. 5

    Identify what matters

    See key insights

    Possible cash-flow gap

    …

    • Spending patterns
    • Upcoming payments
    • Opportunities to save

    Our advanced mathematical calculations and AI analyse your household’s finances to highlight what’s important — upcoming commitments, risks, and opportunities.

  6. 6

    Take action

    Get personalised guidance

      Get clear, practical recommendations tailored to your household’s goals, so you can take timely action.

    • 7

      Stay in control

      Manage anytime

      Privacy & Consent

      • View what’s shared
      • Update information
      • Manage members
      • Revoke consent

      You can always view, manage or revoke consent at any time. Your data is safe with us — we never share it without your permission.

    A smiling three-generation family — parents, grandparents and two children — looking at a laptop together
    Stronger households for a brighter tomorrow
    Get started now

    Built for Indian families planning together.

    • Your data,
      your choice.
    • Built for
      real households.
    • A more confident
      tomorrow.

    Your trust comes first

    Always in control

    Your data is accessed only with your consent through regulated financial-data infrastructure, so you can bring your family’s information together with confidence.

    • Your data, your choice

      We can only access the information you explicitly approve.

    • Every member controls their consent

      Each adult family member decides what to share and can set their own permissions.

    • Revoke access anytime

      You can view, manage or revoke consent at any time. Your data remains safe and encrypted.

    See the difference

    From scattered information to a clear family plan

    Bring dispersed financial information, hidden expenses and different family needs into one view — and get clear guidance on what to do next.

    Before

    Information is scattered

    Different banks, bills, notes and family members — no clear picture, easy to miss important payments.

    • HDFC BankSavings Account
    • SBICredit Card
    • ICICI BankHome Loan
    • Mutual FundInvestment
    • School Fee ₹8,000 on 27 Sept
    • Parents medical expenses ?
    • Insurance ₹2,000 on 30 Sept
    • Trip to Goa?

    So many things to manage…

    After

    One clear family financial picture

    Parivaar CFO connects the dots, finds what matters and recommends the next best action for your household.

    Possible cash-flow gap

    …

    Today’s financial priority

    Protect ₹8,000 for Housing

    Your housing payment is scheduled before your next expected income.

    See why Fix this
    • …Available now
    • …Expected income(next 30 days)
    • …Upcoming commitments(next 30 days)
    • …Everyday spending(until the gap)

    Sample household for illustration

    Start your family’s journey to a brighter tomorrow.

    Connect what you choose, add your family’s context and get clear, actionable insights.

    Get started
    • Spot financial risks early
    • Plan together as a family
    • Build a more secure tomorrow