Simple plans for every family.

• BasicUnderstand

  Understand your money.

  Free

  Start Free

  Core family finance

  • Family financial dashboard
  • Income analysis
  • Expense analysis
  • Savings analysis
  • Basic financial health
  • Net worth
  • Manual expense tracking
  • Family members & basic permissions
  • Document vault
  • Learning

  Automation

  • Automatic transaction categorisation
  • Basic recurring transaction detection
  • Automatic bill detection
  • Basic subscription detection
  • Basic household transaction attribution
  • Monthly Family Money Recap
  • Limited receipt scanning (5 a month)

  Life & income

  • Family Skills
  • Income opportunities
  • Opportunity Radar
  • Parivaar Learning
  • Savings suggestions
  • Monthly “What should I do?”
  • Young-adult checklist
  • Emergency fund calculator
  • Document & expiry radar
  • Pocket money for children
  • Money from abroad (remittances)

  Trust

  • Financial picture completeness
  • Duplicate & unusual-amount checks
  • Change history
  • Source labels on every figure
• Main plan for active families

  GoUnderstand + Ask + Act

  Understand your money. Ask anything. Take action.

  ₹299/month

  Choose Go

  Everything in Basic, plus:

  AI

  • Parivaar CFO AI
  • Personalised calculations
  • Financial explanations
  • Contextual financial questions

  Cash flow

  • Cash-flow forecasting
  • Recurring transaction forecasting
  • Upcoming bill forecasting
  • Adaptive budget suggestions

  Money saving

  • Advanced subscription detection
  • Cancellation assistance & reminders
  • Bill savings opportunities
  • Provider / action recommendations where supported

  Family

  • Transaction collaboration
  • Advanced household attribution
  • Family money coordination

  Reporting

  • Weekly Family Money Recap
  • Advanced insights
  • Receipt scanning with items & tax (50 a month)

  Tools

  • What-If Lab
  • Can I Afford This?
  • Safe-to-Spend
  • 30-Day Risk Map
  • Financial Stress Test
  • Goal Simulator
  • Tax Centre
  • Financial News

  Life, career & business

  • Advanced income matching & business starter guides
  • Job & career insights
  • Cheaper-alternative & subscription optimisation
  • Weekly Opportunity Radar
  • Child goal / SIP planning
  • Advanced emergency fund planning
  • Family income builder & family review
  • Credit health
  • Family inflation rate
  • Business dashboard, goals & to-dos
  • Tax document checklist

  Human

  • Parivaar Saathi: 5 calls a month
  • Maximum 10 minutes per call

• PremiumAI + Planning + Human Companion

  Your financial AI + your financial companion.

  ₹599/month

  Choose Premium

  Everything in Go, plus:

  Advanced AI

  • Advanced AI Financial Copilot
    • What-if analysis
    • Stress testing
    • Action recommendations
  • Financial Twin
  • Fix My Cash Flow
  • Advanced scenario analysis
  • Advanced family financial intelligence

  Advanced planning

  • Advanced goal planning
  • Legacy & estate planning
  • Advanced financial health analysis
  • Family financial optimisation

  Professional collaboration

  • Invite your CA
  • Invite your accountant
  • Invite a financial adviser where legally appropriate
  • Granular professional permissions
  • Temporary access with expiry
  • Revoke access any time
  • Professional activity history

  Advanced money actions

  • Advanced subscription optimisation
  • Advanced bill optimisation
  • Provider / action workflows when integrations exist
  • Document intelligence on receipts (200 a month)

  Business & family intelligence

  • Advanced Business CFO — suggestions & answers from your numbers
  • Advanced tax preparation assistance
  • Business documents & PDF tools
  • Advanced family financial review
  • Advanced family opportunity intelligence
  • E-sign & filing through authorised providers when integrations exist

  Human

  • Parivaar Saathi: up to 5 calls a week
  • Advisor appointment booking
  • Maximum 10 minutes per call

Prices in Indian rupees. Go and Premium are monthly plans. Actions with outside providers (cancelling, negotiating, switching) work only where a provider integration exists.